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16 Jan

If you and your husband have complicated combined assets, you may need additional pros.Kira Brown, 34, from Phoenix, AZ, owned a business with her ex-husband and wishes she'd also hired a financial planner for help negotiating her settlement.3. According to financial analyst Sandy Arons, a divorcee herself, 40% of divorce proceedings are about money."It amplified the concept of a broken home." She wishes she had made plans to see her mother or a friend—or taken a vacation—to take her mind off spending the holiday by herself.

"Children feel a sense of responsibility for the breakup no matter how much the parents state it wasn't about them," says marriage and family therapist Lesli M. Watch out for little ones regressing in their behavior—acting younger, wanting to sleep in bed with you—or showing anger toward siblings and peers.Ask your attorney when and how it's best to gather this info first, though. "Raw emotions will heal and legalities will be completed, but the financial impact of poor decisions, or default decisions due to lack of understanding, will last a lifetime," she warns.Step one: Thoroughly understand your current cost of living the divorce proceedings start. Even with carefully planning out your future expenses, something surprising may pop up."I asked for, and got, a check 30 days after my husband left," she says."Too many men dodge their financial responsibilities, so waiting for that first alimony check is unwise. Newman says that a client of hers told her husband's boss about his affair with his secretary and ended up getting him fired.